← Bear & Eddy
Private by default

Split expenses without the awkward math

Add an expense in under 10 seconds. Understand your balance in under 2. Built for friends, roommates, and trips.

Join the Beta See how it works
<10s
To add an expense
30+
Currencies
100%
Offline

Features

Visual Sliders

Drag to split. No calculators, no typing percentages. Sliders always sum to 100%.

Smart Settle-Up

Minimizes the number of payments needed. One tap to see who owes what.

Multi-Currency

Mixed currencies in the same group. Real-time conversion rates, automatic math.

Receipt Scanning

Snap a photo. Amount, date, and vendor fill in automatically using on-device OCR.

Spending Insights

Category breakdowns, daily spending charts, and member comparisons at a glance.

Offline First

Everything works without a connection. Your data lives on your device, syncs when you choose.


How it works

1

Create a group

Name it, add members, share an invite link. Works for two people or twenty.

2

Add expenses as they happen

Tap, enter the amount, pick who's in. Scan a receipt if you want. Done in seconds.

3

See who owes what

Balances update instantly. The app minimizes transactions so settling up is simple.

4

Settle up and share

Mark payments as settled. Share a clean summary with the group via any messaging app.


Built for

🏠

Roommates

Rent, groceries, utilities. Track recurring shared costs without spreadsheets.

✈️

Travel Groups

Mixed currencies, restaurant bills, taxis. Everyone stays on the same page.

🍴

Dinners & Events

Split the check fairly. Uneven splits, tax, tip—handled without the mental math.


Privacy & Principles

🔒 No account required to start
📱 Data stays on your device
🚫 No ads, no tracking
Works fully offline
🔄 Optional sync across devices
🗒 Export your data anytime

Stop guessing who owes what

SplitBear is in beta on iOS. Free, private, and built for the way real groups actually split things.

Join the TestFlight Beta

Free · No account required · iOS 17+